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Structur’d Review helps employers evaluate a compliant payroll-funded benefit strategy designed to improve employee value, reduce employer FICA exposure, and protect the business with a structured implementation process.
No quote shopping. No disruption-first pitch. Start with a structured employer review.
Employers are under pressure from rising healthcare costs, low voluntary benefit participation, employee retention challenges, and limited budget flexibility. Too often, the conversation starts with products before anyone reviews the structure.
Structur’d Review starts with the structure before the recommendation.
The Structur’d Employer Program helps evaluate whether an employer can use existing payroll tax savings to support additional employee benefits without creating a new budget line.
Enables eligible pre-tax benefit contributions and lowers the taxable wage base.
Supports reimbursement structure and benefit funding through the program design.
Makes the program visible and useful to employees through services such as telemedicine, advocacy, EAP-style support, chronic care, wellness resources, and dependent support where applicable.
Structured review, documentation, payroll coordination, employee education, and ongoing support.
We review employee count, payroll structure, current benefits, eligibility, and implementation fit.
The program is evaluated through Section 125, SIMRP, reimbursement, and benefit-layer requirements.
Required plan documents and compliance items are prepared and reviewed before activation.
Payroll codes, deductions, reimbursements, employee communication, and implementation steps are organized.
The program activates through payroll only after the required structure and documentation are in place.
Ongoing support, education, payroll questions, and annual review help keep the structure clear.
Eligible pre-tax structure can reduce taxable wage exposure and employer FICA match obligations.
Employees may gain access to additional benefits and potential take-home improvement depending on eligibility and payroll structure.
A more visible benefit experience can help employees feel supported without requiring a traditional new benefit budget.
The program requires documentation, payroll coordination, employee education, and ongoing review.
Owners, CFOs, and HR leaders need to understand the math, compliance, and employee experience before deciding.
The program should not live only in a payroll file. Employees need to understand the value.
Access to care when needed without high friction.
Support navigating the healthcare system and claims.
EAP-style resources for personal and family challenges.
Resources for managing ongoing health conditions.
Resources encouraging proactive health management.
Wellness resources and support systems.
Employer and employee value can vary by payroll structure, employee wages, eligibility, participation, and program configuration. During the employer review, Structur’d helps model estimated employer savings, employee impact, and implementation requirements.
You want to improve benefits without blindly adding new expense.
You want to understand payroll, tax, and benefit impact before making a decision.
You need a clearer employee benefit experience and better communication.
You have employees who could benefit from better education, support, and benefit access.
You want to review options before another renewal cycle creates pressure.
Not for employers without W-2 employees.
Not for employers unwilling to follow compliance requirements.
Not for employers looking for a shortcut without documentation.
Not for employers that want to replace legal, tax, payroll, or benefits counsel.
Not for employers looking for a generic quote-shopping experience.
The program must be reviewed through the appropriate legal, payroll, benefits, and plan-documentation lens before activation.
Structur’d Academy is the internal producer development system used after acceptance. The first step is the Producer Application. Accepted producers may receive access to Structur’d Academy as part of the development path.
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